Posting Images
There are two ways to post pictures.
Option One - The Easy Way (aka - do this one)
When you are ready to add a picture to your post/text click the image icon button - that's 5th icon from the right, for those of you who can't count (or read) - view this picture:

A box will pop up and then all you have to do is paste the url into that box - (the url the web link where your image is being hosted eg Photobucket). If you are copying from Photobucket (which is FREE and most of us use) then you copy the web address that is in the Direct box. But you MUST copy that link and then click the image icon (as instructed above) paste the link into the popup box and then...
That's it! You are now the 43rd smartest person in this forum.
Congrats.
Option Two - The Geek Way (aka - why bother)
The second way is to add this to the html code by first clicking on the source code icon |<>| next to the 'paste text' button and then enter this code:
<img src="http://image_url_here.jpg">
with your image url into the html editor. If you check the html |<>| you will see in both cases the first automatically puts the code in and the second was manually put in.

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Comments
I have to say, this site is overly complicated, but I think I maybe sorted.
You can do both.. >>>>Correct that... No you can't... Must be something to do with photo bucket.